Blog
Cheaper is not always better….
by: Kirsten Land on July 21st, 2011 about Insurance, Roofing Advice
Since I was a little girl I remember hearing my Mother repeat this advice and wonder what it meant. Now that I am a wee bit older and hopefully a lot smarter I finally understand what this phrase means. Being a home owner and business owner I deal with lots of financial decisions that require me to weigh all the options before agreeing to the purchase. Unfortunately, I have made many mistakes because I was anxious to save a buck or two. Some of the decisions were good but most were not when the price was the biggest consideration. With life experience to reflect back on, I now make these decisions with price in mind but value, quality and integrity at the top of my list.
Every now and then Brian gets approached by a homeowner looking for the cheapest bid for their roofing project. Brian will politely explain that we are never the cheapest and that usually ends the conversation. It’s not that we are out to over charge our customers it’s just that our first priority is to help our customer choose the best roofing system for their home. Through Brian’s many years as a roofer then, roofing contractor he knows the best quality materials and preferred methods of installation.
A large portion of our customers have insurance that covers their roof claim. We use the same computer program to write your estimate as the insurance company uses to generate your claim. Getting the cheapest bid for your roof only saves your insurance company money, not you.
It is truly in your best interest to choose a roofing company that you trust because they have a good reputation and has been personally referred to you. Your roof protects your most valuable asset, why risk it with a roof system that isn’t the best quality just to save a buck or two?
Posted in Insurance, Roofing Advice Comments: 2
Why should I have a Roofer meet with my Insurance Adjuster?
by: Kirsten Land on June 20th, 2011 about Insurance, Roofing Advice
This is a common question and a concern for some. No need for concern, having an adjuster meet with you roofer is similar to having an advocate. An advocate offers support and works on your behalf to make sure you receive the appropriate results. This is what a qualified roofer can do for the home owner in the event of storm damage to their roof.
After the roofer has found damage that warrants the need to file a claim, having a roofer you trust to meet with your insurance adjuster is a great idea. The roofer will work with your insurance company to show their adjuster every area of damage affected by the storm including items that might be overlooked such as gutters, ridge caps, air conditioning coils and window screens. After all, roofing is a roofer’s expertise but an adjuster may not have much experience with a roof so it is helpful for the two to discuss the damage to ensure nothing is left unaccounted for. In addition, your roofer can give the adjuster measurements for the roof and any additional buildings on your property. This makes the adjusters visit to your home more efficient and may mean a quicker response to your claim.
Think you have storm damage? Give us a call @ 359-3951, we offer free roof inspections and over 25 years of experience working with insurance adjusters for our customers!
Posted in Insurance, Roofing Advice Comments: None
Call a Roofer First?
by: Kirsten Land on June 14th, 2011 about Insurance, Roofing Advice
If you suspect that you have damage to your roof or you are unsure call a roofer first before you call your insurance company. When you call your insurance company it automatically becomes a claim on your policy. When the adjuster comes out to inspect your roof any amount of damage, small or large, will be accounted for in the claim. All of this may count against you when it is time to renew your insurance and as a result you might receive an increase in your premium. This could happen even if you don’t have damage!
The best thing to do is call a roofing company you trust and have them come out and do a roof inspection. This inspection is free and the roofer inspecting your home will give you an honest assessment of the condition of your roof. Many times our inspections have revealed damage to the gutters or ridge caps but no damage to the actual shingles. In this case it may not make sense for you to file a claim. There may be no damage at all and a claim isn’t needed. Your time and money are important so consider calling the roofer first before your insurance company.
We are always happy to give free roof inspections so give our office a call today! (405) 359-3951.
Posted in Insurance, Roofing Advice Comments: None
When you change insurance carriers…
by: Kirsten Land on May 8th, 2010 about Insurance
A recent customer had their roof totaled during one or more of the hail storms in 2009. They didn’t file a claim before changing their insurance carrier and were denied because they were not a customer when the damage occurred. This sounds like a serious problem, actually, it was not. They simply filed the claim with their previous insurance carrier and the claim was honored. Consequently, they were able to replace their roof at little to no out of pocket expense.
If you need assistance working with your insurance provider, please call our office. We are always happy to help.

